Brazilian financial Infrastructure startup Celcoin acquires CobranSaas
Financial infrastructure startup Celcoin acquires CobranSaas in a 100% cash transaction. This further strengthens debt collection and credit management capabilities.
This marks Celcoin’s fifth acquisition in two years, accelerating the growth of their solutions which include three major verticals: Payments, Banking, and Credit. CobranSaaS is a leading provider of loan and debt collection management solutions that includes servicing and both recurring and non-recurring collections. Their service is utilized by investment managers, banks, card administrators, retailers, ERPs, and FIDCs.
CobranSaaS serves over 90 clients, which include Cielo, Neon, Magalu, DM Card, Pernambucanas, C&A, and Empírica. The company was founded in 2013 by Marcos Gabbardo, Marcos Peruzzo, and Thiago Peruzzo.

Celcoin acquires CobranSaas to improve its credit offering, which is one of its primary differentiators in the market. All phases of the procedure are covered by Celcoin’s credit solution, including credit investigation, limit setting, and onboarding. The collection capabilities of Celcoin will be significantly improved through the collaboration with CobranSaaS.
“The acquisition of CobranSaaS strengthens our strategy to offer a complete and integrated solution for credit operations,” says Marcelo França, CEO of Celcoin. “With this addition, we can efficiently close all stages of the cycle. Moreover, the modularity of our solution allows each company to configure its system according to its needs, reducing operational costs and simplifying technological development.”
“Now, as part of the Celcoin ecosystem, we will contribute to the most comprehensive credit and collection product in the market, adding portfolio management capabilities to make our clients’ daily operations easier,” says CobranSaaS Director, Marcos Gabbardo. “With such a robust product, Celcoin is well-positioned to be a market leader.”
As infrastructure startup Celcoin acquires CobranSaas, the company marks their fifth strategic acquisition since 2022. Other acquisitions include Finansystech, Flow Finance, Reg+, and Galax Pay. Approximately 500 fintechs and digital banks, as well as over 6,000 medium and large enterprises, are connected to Celcoin.